Financing Your Home, Made Easy
We have simplified the process so you can focus on your future home, not paperwork.
Prefab Home Financing: What to Expect
Financial Solution
Choosing Your Financing Partner
We connect you with our trusted partners that offer flexible home financing tailored to your needs. Our two main partners are Enhancify and Renoify.
Application Process
Submit Your Application
Fill out a simple online form. Pre-qualifications involve a soft credit pull with no impact on credit score.
Approval and Funding
Get Approved and Funded
Once approved, your financing is processed quickly. Funds are applied to your build, and we begin construction with no unnecessary holdups.
Flexible Repayment
Easy Monthly Repayments
Financing an expandable home shouldn't mean stretching your budget thin. Choose from a range of low-interest repayment options that fit your timeline and financial comfort.
Enhancify - Simple, Small-Scale Financing
Enhancify is a funding platform that connects you to a network of top lenders. Through a 90-second online application, you can compare personalized loan offers ranging from $1000 to $200,000. There is no need for collateral, and the soft credit check won't affect your score. Approved funds can be deposited in as little as 2-5 business days. Enhancify is ideal for smaller-scale ADU projects, site prep work, or interior upgrades.
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Fast application process
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Soft credit check with no damage to your score
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Funding in just 2-5 business days
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Loan size: Up to $200K
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APR as low as - 6.99%
Fast application process
RenoFi - Renovation Home Equity Financing
RenoFI provides equity-based loans and HELCOs based on your property’s future (after-renovation) value, often enabling financing up to 90% of future home value. This new approach allows you to secure financing well beyond your current equity. RenoFI is ideal for financing ADUs and larger expandable home projects.
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Loan based on the after-renovation value
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Borrow up to 90% post-renovation
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No inspections & draws
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Loans up to $500k
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Loans over $250k have stricter qualification criteria
Enhancify Reviews: What Home Owners are Saying
“Great company and even better people behind it. These people are committed to their customers. Perhaps just as important is that they are committed to the industry they serve! Highly recommend this company.”
- Patrick Carr
RenoFi Reviews: Why Home Owns Trust RenoFI
“Had an amazing experience getting a loan for an ADU with RenoFi. Our agent, Khadija, helped us with every step of the process, and we would highly recommend.”
- Kent Dallow
Financing FAQ’s
Building a backyard studio, planning a rental investment, or launching a full-scale housing project? We have the financing solutions you need.
We have partnered with Enhancify and RenoFI to offer various financing solutions.
Both application processes are straightforward and require you to fill out quick forms online. You can view their websites to learn more about the application processes.
- Enhancify: Unsecured loans from $500 to $200K, with APRs starting around 6.99%.
- RenoFI: Unsecured loans up to $85,000 and secured loans up to $500K, with terms up to 20 years.
Enhancify typically distributes funds within 2-5 business days after approval. RenoFi’s funding timeline takes longer, depending on the loan type and the approval process.
Both RenoFi and Enhancify offer financing loans without prepayment penalties. This allows you to pay off your loan early without additional fees.
How Home Drop Comes Together
We’ve streamlined the process so you don't have to guess what’s next. Get a behind-the-scenes look at how we take you from design to delivery.
Site Preparation Guide
See our step-by-step guide and understand what is needed to prepare your site for a smooth Home Drop installation.
